Smart Scan
Read supported financial SMS notifications on-device and review detected transactions before saving.
What MoneySplit does
Track spending. Plan income. Save toward goals.
MoneySplit combines transaction capture, upcoming payments, budgets, savings goals, insights, and investment tracking. Core financial records stay on your device.
01 · Capture
Import transactions from the sources you use
Review imported records before they are added to your accounts.
Statements and files
Import PDF statements, CSV and Excel files with guided review and duplicate protection.
Receipts and manual entry
Capture the details that automation cannot, including split transactions, notes, tags and transfers.
Custom SMS rules
Teach MoneySplit how to understand formats that are unique to your bank or region.
02 · Plan
Plan spending and savings together
Allocate income while accounting for budgets, savings goals, and upcoming payments.
Income allocation
Divide income by percentage or amount across spending categories and savings goals.
Flexible budget envelopes
Assign, move and release money while preserving a clear record of what remains available.
Savings goals
Build emergency funds, sinking funds and long-term goals with target dates and pacing guidance.
Bills, subscriptions and loans
Track due dates, renewals, EMIs, floating rates, repayments and linked transactions.
03 · Understand
Use your records to make decisions
See daily spending guidance, upcoming pressure, unusual activity, and goal progress.
Safe to spend
Estimate a practical daily amount after budgets, upcoming obligations and remaining days are considered.
Financial insights
Surface unusual spending, budget pressure, upcoming bills, savings opportunities and goal advice.
Cash-flow views
Follow income through spending and saving with clear summaries and Sankey-style flows.
Life-hours
Translate a purchase into the working time it costs based on your real hourly income.
04 · Grow
Track investments alongside goals and net worth
Keep holdings connected to the accounts and goals they belong to.
Portfolio and holdings
Track units, contributions, withdrawals, values, allocation and performance across accounts.
Flexible asset support
Cover market holdings, recurring investments, deposits, retirement assets and manual valuations.
Optional market data
Use supported quote providers when wanted while keeping quantities, balances and account identities private.
Imports and goals
Import supported investment statements and connect holdings to savings goals without double counting.
05 · Control
Choose how the app works and where data goes
Configure navigation, appearance, backups, currencies, and optional external services.
Accounts and currencies
Track bank, cash, wallet, credit and investment accounts across multiple currencies.
Adaptive navigation
Choose important destinations, floating controls, themes and typography.
Backup and restore
Keep recoverable local backups and use supported cloud backup only when you choose.
Private by design
Core records stay on-device; external integrations are optional and explain what they receive.
Use only the features you need.
Start with manual transactions, a budget, or a single account. Add automation, savings goals, and investment tracking when they become useful.
Download MoneySplit