Settings & Preferences

Settings Overview

The Settings screen is the control center for personalizing your MoneySplit experience.

Use this screen to manage:

• Premium Plan (Upgrade to Pro): Manage your subscription and unlock lifetime access to advanced filters, budgets, and unlimited scanning.
• Appearance: Switch between system default, light, or dark modes, and select premium color palettes.
• Security: Enable App Lock using biometrics (fingerprint/face recognition) or PIN to protect your financial data.
• Notification settings: Choose which insights, reminders, or summaries trigger alerts.
• Currency & Market Rates: Select your base currency and configure automated exchange rate caches for offline use.
• Languages: Choose your preferred language (e.g., English, Hindi).
• Backup & Restore: Create secure backups of your local data—including your accounts, transactions, and custom filter presets—and restore them when needed.
• Export Data: Export transaction history into Excel spreadsheets (supporting Tier 1, 2, or 3 analytics options).
• Reset Transactions: Purge transaction histories while keeping accounts and category metadata intact.

User Preferences

User Preferences consolidates interface adjustments in one easy-to-find location, allowing you to tailor the navigation and layout to your comfort.

Configurable options include:

• Floating Controls: Quick access to customize the alignment, handedness, and auto-hide timing of the action bars.
• Bottom Navigation Customization: Change which feature tabs appear in your bottom menu bar.
• Transaction Filters (Presets): Create and configure reusable filters for your ledger history.

Floating Controls & Nav Bar

Customize how you navigate and interact with MoneySplit to match your screen size and physical reach.

• Floating Navigation Bar: Toggle this option to replace the traditional edge-to-edge bottom navigation bar with a modern, floating, pill-shaped navigation bar.
• Bottom Navigation Customization:
  • Drag and drop or toggle active items to define your custom navigation bar.
  • You can display up to 5 navigation items at once.
  • The Dashboard is pinned/locked as the first item to ensure a consistent home screen.
• Dominant Hand Alignment:
  • Right-Aligned: Best for single-handed reach when holding your device with your right hand.
  • Left-Aligned: Mirrors controls to the left edge, optimized for left-handed reach.
  • Center-Aligned: Positions floating controls horizontally centered.
• Auto-Hide Floating Controls:
  • Hides action buttons when you interact with content (like scrolling down your ledger) to maximize screen readability.
  • Reappears automatically when scrolling stops or when you tap the screen.
  • Customize the Reveal Delay from 0.5s to 3.0s to control how quickly buttons return.

Saved Filter Presets

Saved presets allow you to filter your master ledger instantly by saving your most common searches.

Preset Criteria

Every preset can save a custom combination of:

• Transaction Type: Filter by All, Expenses, Income, or Transfers.
• Included Accounts: Focus on one or multiple accounts (e.g., your credit cards only).
• Excluded Accounts: Hide specific accounts (e.g., hiding investment accounts from your daily spend ledger).
• Active Status: You can set one preset as Active. This preset will automatically apply by default every time you open the Transaction History page.

Practical Examples

• Credit Card Expense Audit:
  • Setup: Type: Expense | Included Accounts: Credit Card A, Credit Card B | Excluded Accounts: None.
  • Use Case: Quickly see how much you are spending on credit across multiple cards without cluttering the view with cash or checking transactions.
• Everyday Operating Ledger:
  • Setup: Type: All | Included Accounts: All | Excluded Accounts: Primary Savings, Retirement Portfolio.
  • Use Case: View all daily inflows and outflows (checking, cash, wallet) while hiding high-balance savings moves or long-term investments.
• Inter-Account Transfers Log:
  • Setup: Type: Transfer | Included Accounts: All | Excluded Accounts: None.
  • Use Case: Track only the movement of funds between your bank accounts or card payments.
• Cash spending track:
  • Setup: Type: Expense | Included Accounts: Cash Wallet | Excluded Accounts: None.
  • Use Case: Audit physical cash spending and reconcile receipts.